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| Index by Topic Web Directory |
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| Bank Of America |
1801 East Palm Canyon Drive
Palm Springs, California
(760) 340-1867
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| Bank Of America |
588 South Palm Canyon Drive
Palm Springs, California
(760) 340-1867 |
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| Bank Of America |
1751 North Sunrise Way
Palm Springs, California
(760) 340-1867 |
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| Bank Of America |
501 South Palm Canyon Drive
Palm Springs, California
(760) 340-1867 |
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Canyon National Bank
1711 East Palm Canyon Drive
Palm Springs, California
(760) 325-4442
Canyon National Bank
901 East Tahquitz Canyon Way
Palm Springs, California
(760) 327-3334
First Community Bank
601 East Tahquitz Canyon Way
Palm Springs, California 92262
(760) 416-3336
Guaranty Federal Bank
420 South Palm Canyon Drive
Palm Springs, California
(760) 325-2021
Pacific Western National Bank
601 East Tahquitz Canyon Way
Palm Springs, California
(760) 416-3336
Union Bank Of California
425 South Sunrise Way
Palm Springs, California
(760) 322-4108
Union Bank Of California
500 South Indian Canyon Drive
Palm Springs, California
(760) 323-4241
Valley Independent Bank Branch Office
901 East Tahquitz Canyon Way
Palm Springs, California 92262
(760) 320-5110 |
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Washington Mutual
477 South Palm Canyon Drive #9
Palm Springs, California
(760) 323-2561
Washington Mutual
499 South Palm Canyon Drive #2
Palm Springs, California
(760) 325-1242
Wells Fargo Bank
1733 East Palm Canyon Drive
Palm Springs, California
(760) 320-4657
Wells Fargo Bank
543 South Palm Canyon Drive
Palm Springs, California
(760) 416-3087
Wells Fargo Bank
4733 East Palm Canyon Drive
Palm Springs, California
(760) 770-3227
Wells Fargo Bank
1753 North Sunrise Way
Palm Springs, California
(760) 416-9957
Wells Fargo Bank
1717 East Vista Chino
Palm Springs, California 92262
(760) 416-9957
Wells Fargo Bank
2315 East Tahquitz Way
Palm Springs, California 92262
(760) 320-8453 |
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| Bank of America - Higher Standards |
Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 54 million consumer and small business relationships with more than 5,700 retail banking offices, nearly 17,000 ATMs and award-winning online banking with more than 19.8 million active users.
www.bankofamerica.com |
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| Sun Trust Banks, Inc. |
SunTrust Banks, Inc., headquartered in Atlanta, is one of the nation's largest commercial banking organizations serving a broad range of consumer, commercial, corporate and institutional clients. As of March 31, 2006, SunTrust had total assets of $178.9 billion and total deposits of $122.0 billion. The company operates an extensive distribution network primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia, and the District of Columbia, and also serves customers in selected markets nationally.
www.suntrust.com |
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| Wells Fargo & Company (NYSE: WFC) |
Wells Fargo & Company (NYSE: WFC) is a diversified financial services company providing banking, insurance, investments, mortgage and consumer finance for more than 23 million customers through 6,200 stores, the internet and other distribution channels across North America and elsewhere internationally. We’re headquartered in San Francisco, but we’re decentralized so every local Wells Fargo store is a headquarters for satisfying all our customers’ financial needs and helping them succeed financially. Wells Fargo has $492 billion in assets and 152,000 team members. We’re one of the United States’ top-40 largest private employers. We ranked fifth in assets and fourth in market value of our stock among our peers as of March 31, 2006.
www.wellsfargo.com |
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ACH Direct, Inc.
35325 Date Palm Drive, Suite 237
Cathedral City, California 92234
(760) 202-1600
Altura Credit Union
36101 Bob Hope Drive #89
Rancho Mirage, California 92270
(760) 202-8897
Ameritech Mortgage
74830 Highway 111 Suite 100
Indian Wells, California 92210
(760) 423-0302
Apple Mortgage
74040 Highway 111, Suite F
Palm Desert, California 92260-4134
(760) 341-4444
Bank of America
73820 El Paseo
Palm Desert, California 92260
(760) 340-1867
Bank of Commerce
40464 Periwinkle Court
Palm Desert, California 92260
(760) 779-0900
Charles Schwab & Co., Inc.
75785 Highway 111 #102
Indian Wells, California 92210
(760) 836-3060
Community Bank
57155 29 Palms Highway Yucca Valley, California 92284
(909) 797-9155
Eldorado Bank
73301 US Highway 111
Palm Desert, California 92260
(760) 340-1861
Eldorado Bank
81701 Us Highway 111
Indio, California 92201
(760) 347-6156
El Paseo Bank
74175 El Paseo
Palm Desert, California 92260
(760) 862-0099
First Bank
46100 Washington Street
La Quinta, California 92253
(760) 564-7300
First Bank
42035 Washington Street
Palm Desert, California 92211
(760) 345-5000
First Bank
73000 Us Highway 111
Palm Desert, California 92260
(760) 341-7000
First Community Bank
30855 Date Palm Drive
Cathedral City, California 92234
(760) 324-9483
First Community Bank
7272 Joshua Lane
Yucca Valley, California 92284
(760) 365-6371
First Community Bank
74750 US Highway 111
Indian Wells, California 92210
(760) 836-0870
Guaranty Federal Bank
66565 Pierson Boulevard
Desert Hot Springs, California 92240
(760) 329-4411
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Guaranty Federal Bank
72625 Highway 111
Palm Desert, California 92260
(760) 341-3622
Northern Trust Bank
74900 US Highway 111 #121
Indian Wells, California 92210
(760) 776-6800
Palm Desert National Bank
73745 El Paseo
Palm Desert, California 92260
(760) 340-1145
PFF Bank & Trust
350 South Garey Avenue
Yucca Valley, California 92284
(760) 623-2323
Temecula Valley Bank
74040 US Highway 111 #J2
Palm Desert, California 92260
(760) 773-5827
Union Bank
57500 29 Palms Highway
Yucca Valley, California 92284
(760) 365-2321
Union Bank
71950 Us Highway 111 #A
Rancho Mirage, California 92270
(760) 862-4700
Valley Independent Bank
81790 Us Highway 111
Indio, California 92201
(760) 775-5658
Valley Independent Bank
51290 Avenida Bermudas
La Quinta, California 92253
(760) 564-1857
Valley Independent Bank
42005 Cook Street #310
Palm Desert, California 92211
(760) 346-0228
Wells Fargo Bank
46020 Monroe Street
Indio, California 92201
(760) 342-7553
Wells Fargo Bank
78630 US Highway 111
La Quinta, California 92253
(760) 564-2387
Wells Fargo Bank
74105 El Paseo
Palm Desert, California 92260
(760) 568-2642
Wells Fargo Bank
14200 Palm Drive
Desert Hot Springs, California 92240
(760) 251-7063
Wells Fargo Home Mortgage
44250 Monterey Avenue
Palm Desert, California 92260
(760) 340-5777 Ext 6
Wells Fargo Bank
36101 Bob Hope Drive
Rancho Mirage, California 92270
(760) 324-1783
Wells Fargo Bank
42350 Bob Hope Drive
Rancho Mirage, California 92270
(760) 568-0482 |
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A bank is a commercial or state institution that provides financial services, including issuing money in form of coins, banknotes or debit cards, receiving deposits of money, lending money and processing transactions. A commercial bank accepts deposits from customers and in turn makes loans based on those deposits. Some banks (called Banks of issue) issue banknotes as legal tender. Many banks offer ancillary financial services to make additional profit; for example: selling insurance products, investment products or stock broking.
Currently in most jurisdictions commercial banks are regulated and require permission to operate. Operational authority is granted by bank regulatory authorities and provide rights to conduct the most fundamental banking services such as accepting deposits and making loans. A commercial bank is usually defined as an institution that both accepts deposits and makes loans; there are also financial institutions that provide selected banking services without meeting the legal definition of a bank.
Banks have a long history, and have influenced economies and politics for centuries. In history, the primary purpose of a bank was to provide liquidity to trading companies. Banks advanced funds to allow businesses to purchase inventory, and collected those funds back with interest when the goods were sold. For centuries, the banking industry only dealt with businesses, not consumers. Commercial lending today is a very intense activity, with banks carefully analyzing the financial condition of its business clients to determine the level of risk in each loan transaction. Banking services have expanded to include services directed at individuals and risk in these much smaller transactions are pooled.
A bank generates a profit from the differential between what level of interest it pays for deposits and other sources of funds, and what level of interest it charges in its lending activities. This difference is referred to as the spread between the cost of funds and the loan interest rate. Historically, profitability from lending activities has been cyclic and dependent on the needs and strengths of loan customers. In recent history, investors have demanded a more stable revenue stream and banks have therefore placed more emphasis on transaction fees, primarily loan fees but also including service charges on array of deposit activities and ancillary services (international banking, foreign exchange, insurance, investments, wire transfers, etc.). However, lending activities still provide the bulk of a commercial bank's income.
The name bank derives from the Italian word banco, desk, used during the Renaissance by Florentines bankers, who used to make their transactions above a desk covered by a green tablecloth. -Wikipedia.org |
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| Categories that start with the letter,"B": |
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